Which of the following types of plans primarily covers preventive care?

Wellness programs are specifically designed to prioritize and promote preventive care among participants. These programs focus on maintaining and improving overall health, minimizing the risk of disease, and often include services such as regular health screenings, immunizations, nutritional counseling, fitness programs, and lifestyle education. Their foundational goal is to help individuals be proactive about their health rather than reactive, aligning with the philosophy of preventive care that aims to catch potential health issues before they develop into more serious conditions.

In contrast, major medical plans typically provide comprehensive coverage for a wide range of health services, including hospitalization and serious illnesses, rather than concentrating on preventive care. Catastrophic plans mainly cover serious health events after the insured has incurred a certain out-of-pocket expense, which does not emphasize preventive services. Short-term health plans are designed for temporary coverage and also do not focus primarily on preventive care; they tend to offer limited benefits and may exclude certain essential health services necessary for effective preventive care.