Which disabilities are excluded from benefits under New York workers' compensation laws?

The correct answer highlights that intentional, self-inflicted injuries that occur in the workplace are excluded from benefits under New York workers' compensation laws. This exclusion exists because workers' compensation insurance is designed to provide support for workers who sustain injuries due to accidental causes related to their job duties, promoting safety and job responsibility.

When an injury is self-inflicted intentionally, it raises issues of personal accountability and the nature of the injury itself, thus it does not fall under the purview of workers' compensation, which is meant to cover unintentional workplace injuries and illnesses.

Other types of disabilities, such as those caused by work-related accidents or that derive from pre-existing conditions, are often considered valid claims if they can be connected to the work environment. Similarly, disabilities sustained outside of work might also have avenues for different types of coverage or claims but are not typically considered under the workers' compensation framework. The focus of workers' compensation is on injuries that arise out of and in the course of employment, thereby excluding intentional actions that do not fit this criterion.