What type of insurance contract identifies individuals by their relationship to a specific organization?

Group insurance is designed to cover multiple individuals within a specific group, often connected by a common bond such as employment, membership in an organization, or other affiliations. Under this type of contract, insurance coverage is provided to all eligible members of the group, and the policy is typically issued to the organization as a whole rather than to individuals. This allows for easier administration and often results in lower premiums due to the pooling of risk among a large number of insured individuals.

Individual insurance, in contrast, is issued to a single person and is tailored to that individual's specific needs, which does not align with the concept of being identified by their relationship to an organization. Universal insurance refers to a type of permanent life insurance with flexible premiums and benefits, while temporary insurance provides coverage for a limited period and is not linked to group membership. Therefore, group insurance is the correct choice because it specifically addresses the connection between individuals and their respective organizations.