What does a Medicare Advantage enrollee typically pay for services?

A Medicare Advantage enrollee typically pays a small co-pay per visit or per service because these plans are designed to provide a more cost-effective means of receiving healthcare compared to traditional Medicare. Medicare Advantage plans, also known as Medicare Part C, often incorporate additional benefits beyond what is offered through standard Medicare coverage, such as vision, dental, or wellness services.

These plans usually establish a network of providers and may require enrollees to share some of the costs associated with their care, which is why small co-pays are common. This cost-sharing helps manage the overall expenses of the healthcare system while allowing enrollees to access medical services.

The other options do not accurately reflect how these plans typically work. An annual deductible might be part of some plans, but it is not the only cost incurred. Paying the full cost of all services is not how Medicare Advantage operates, as this would negate the primary purpose of enrolling in a plan that offers coverage. Lastly, while some services may be fully covered, stating that there is no cost for any services is misleading, as co-pays and other out-of-pocket expenses are generally present.