Under which provision would an individual become eligible for benefits after a decrease in income due to injury?

Study for the New York Life, Accident, and Health Test. Use flashcards and multiple choice questions, each accompanied by hints and explanations. Get prepared for your exam success!

The provision that allows an individual to become eligible for benefits after experiencing a decrease in income due to injury is partial disability. This provision is designed to provide financial support to individuals who are still able to work but at a reduced capacity because of their injuries.

In the context of partial disability, the concept is that the person may not be able to perform all of their work duties fully or may have to take a lower-paying job as a result of their condition. The benefits are typically geared towards compensating for the loss of income related to their reduced ability to work, recognizing that they can still contribute to the workforce but not at the full level as before the injury occurred.

Full disability, on the other hand, applies when an individual is completely unable to perform any work due to their injury. Temporary disability addresses situations where the individual is unable to work for a limited period, whereas long-term disability concerns benefits for those unable to work for an extended duration. Thus, partial disability specifically aligns with the circumstances when there is a decrease in income, making it the correct choice in this context.

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