In accident and health insurance, proof of loss must typically be submitted within how many days after the loss?

In the context of accident and health insurance, the requirement for submitting proof of loss is generally stipulated by insurance policy guidelines. Typically, proof of loss must be submitted within 30 days following the date of the loss. This timeframe is established to ensure that claims are processed in a timely manner, allowing the insurer to efficiently evaluate and settle claims.

Timely submission of proof of loss is crucial for both the insured and the insurance company. It helps the insurer in maintaining accurate records and managing liabilities appropriately while providing the insured with a clear timeline for when they can expect to receive benefits. Furthermore, submitting proof after the specified timeframe can hinder the insured's ability to collect on their claim, which underscores the importance of adhering to the 30-day requirement.

The other options represent longer periods that generally do not align with standard industry practice for proof of loss submission in accident and health insurance policies, making them less applicable in this context.