How many days notice must insurers provide before rescinding coverage under the Affordable Care Act?

Insurers must provide at least 30 days' notice before rescinding coverage under the Affordable Care Act (ACA). This requirement is in place to protect consumers by ensuring they have adequate time to understand the reasons for the rescission and to take appropriate action, which might include seeking alternative coverage.

The 30-day notice period is designed to promote transparency and fairness in the healthcare system, allowing insured individuals to consider their options thoughtfully instead of being abruptly left without coverage. This period is particularly important given the potential financial and health implications that come with losing healthcare coverage.

The other choices represent notice periods that do not align with the regulations set forth by the ACA, which explicitly stipulates the 30-day requirement as a standard for consumer protection.